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Smart. Simple. Personal.

Tomorrow's Solutions, Today.

Welcome to J.D. Mellberg Financial

Here at J.D. Mellberg Financial, we have been helping retirees and pre-retirees develop strategies tailored to their needs and goals since 2005. For the last 7 years, we’ve been an Inc. 500/5000 company. We’re proud to have had the opportunity to work with so many bright, intelligent individuals as they make plans for some of the best years of their lives.

Complimentary Consultations
  • 60 minutes to talk about YOUR wants, needs, and goals one-on-one.
  • Access to income and annuity strategies that fewer than 1% of agents nationwide are trained to offer
  • We specialize in helping clients who are already retired or within 10 years of retiring.
  • Strategies that revolve around YOUR unique retirement plans.
  • Specialized research into the best tools for your individual situation.
  • Flexible hours to fit your schedule.
  • Near you – with hundreds of agents across the U.S. we make it easy to get the expertise you need.
Our Mission
  • That every client who walks through our door is able to retire with the financial confidence they deserve.
  • To find the right strategy for every customer every time.
  • That every client be treated as an individual and every situation reviewed for its unique strengths and needs.
  • To help clients retain control over their retirement and their finances.
  • To provide solutions to some of your biggest retirement hurdles.
  • To be truthful, honest, and always act in the best interests of our clients.
  • To build better years for the rest of your life.

Skill and Knowledge

J.D. Mellberg Financial agents and advisors are insurance-licensed professionals specialized in retirement income strategies.


Proprietary Strategies

Access to income and annuity strategies that fewer than 1% of agents nationwide are trained to offer.


Complimentary Consultations

You can get a one-on-one review of your current financial strategy and information on how to help you meet your personal goals.


Flexible Scheduling

We have local agents all over the U.S. with appointments available during the day, at night, and weekends.

Smart, Simple, Personal

We believe that retirement is the crowning achievement in an American worker’s life and everything we do revolves around you and making this the greatest stage of your life.

You deserve a strategy that will leave you feeling de-stressed, happy, and confident during your golden years.

We can help.

Find out ways you can get guaranteed* income for life.**

Investment planning and retirement income planning are not the same thing.  J.D. Mellberg Financial exists for one purpose — to help people discover options available for retirement income. That means considering income, asset protection, potential growth, tax and estate planning considerations, and the guidance to learn ways to make more informed financial decisions on your own.

To date, more than 14 million people have visited us online to learn about our retirement income strategies. And what our clients discover is: J.D. Mellberg Financial helps each person maximize their own individual strategy, with an emphasis on greater financial confidence and an enjoyable retirement. To achieve this, we start by getting to know you. Only then can we provide you with resources and comparisons that help put you in the driver’s seat, more empowered and with increased confidence that you have you what you need to make the best financial decisions to achieve more of your personal goals in retirement.

Joshua Mellberg

Joshua Mellberg is a licensed insurance agent. As a public speaker, he frequently conducts presentations on retirement income, as well as national training events for financial professionals in using annuities for tax and estate planning strategies. He has been featured on CNBC, AZ-PBS and Yahoo! Finance.


Josh learned the value of a dollar the old-fashioned way – through hard work and integrity. His work ethic started in high school when he managed his own lawn-care business. While in college at Western Michigan University, he proved his business savvy as he ran an online collectibles business and four construction crews building lofts in college dorm rooms.


After graduating with a business management degree, Josh began his financial career with a trust company and then moved to a captive insurance company. These jobs taught him a valuable lesson. That a successful company needs to find products their clients need, rather than look for clients to sell products to. This prompted Josh to start J.D. Mellberg Financial where he vowed to always offer clients a wide array of time-tested retirement products and services to help protect and then manage their assets to fit their goals.