A first step you can take to increase financial confidence is to minimize the risk of loss. Retirement is not the stage of your life when you should be concerned about volatility of the markets. Investment planners are often focused on financial growth. If you are ready to change your strategy to wealth preservation and greater confidence in your future income, see the professionals at J.D. Mellberg, who specialize in asset preservation.
One way to protect yourself and guarantee* income is to include an annuity in your retirement preparation. Annuities are not right for everyone. So, before you choose to purchase an annuity, make sure you know how they work and which ones might suit your goals best.