Goal Setting Session

The Goal Setting session is like finding an advocate for your money

Seven Steps to a Robust Retirement Income Strategy:

  1. The Discovery Process
  2. Preliminary Discussion
  3. Review of Your Resources
  4. Utilization of Available Tools
  5. Collaboration on Your Goals
  6. Your Decisions
  7. Ongoing Support

We don’t call our Goal Setting session a “meeting” because to us it’s not a matter of selling you a product and sending you on your way. We help you prepare for your future. And that’s not something we can do in just a meeting. Nor something we take lightly. Retirement income for life** means not being concerned about outliving your money or changing your lifestyle to make ends meet. To help achieve these goals, we offer annuity contracts and proprietary strategies that fewer than 1 in every 100 agents and advisors in the U.S. are trained by us to offer.

1) The Discovery Process

First and foremost, we want to help you make more informed decisions, so you can more fully understand the options that we offer you. We want YOU to be in control of your money. In addition to our private and confidential Goal Setting sessions, we’ll provide you multiple opportunities to read reports and guides and watch videos on subjects you want to become familiar with to help facilitate your journey. All of our resources are available to you at no cost, regardless of whether you ultimately work with us or not.

  • Hypothetical case study videos on our website
  • Free reports outlining strategies that may work for your situation
  • A wealth of video resources
  • Unlimited feedback on your insights and questions as you watch and read
  • A collaboration to establish reasonable goals unique to you
  • A thorough analysis of your financial situation

The result? We will help you identify stumbling blocks in your retirement preparation today and potential income gaps tomorrow. Our goal is to leverage all sources to help you maximize your social security benefits to potentially get more from all your retirement income sources.

2) Preliminary Discussion

This can take place wherever it is convenient for you—in your home or office, in our office, or at some other location. Or, we can even do it by phone or web conference if you prefer. With over 350 representatives around the country, we can accommodate whatever works best for you.During our discussion, we get into the details of your retirement dreams and help you determine the answer to these very important questions: What do you need your money to do for you? Do you want maybe income or permanent income? This is where we spend as much time as we need to understand your situation, address your concerns, answer your questions and potentially uncover factors you have not considered that could impact the long-term success of your retirement finances.

3) Review of Your Resources

Once your J.D. Mellberg financial professional has reviewed your situation and knows what you hope to accomplish, we begin to suggest options. Some of this may occur in the first session, but we will never rush you into anything. We want to take all the time needed to get a full, clear picture of the circumstances and to establish a relationship with you. A shared vision, based on a genuine relationship is a crucial element for success, now and throughout your retirement years.

4) Utilization of Available Tools

Whatever your goals, we seek out annuity contracts and features that we believe may get you the most income for the least amount of premium. We will assess the benefits and present ones we feel best fit your needs and goals. Because of the proprietary nature of our strategies whereby we will evaluate many products available to create individualized combinations of products, we may be able to get you up to 30% more cash flow than you would normally attain without us.We may research over 300 product combinations involving over 100 companies to find the combination that may best suit your requirements. Our exclusively trained financial professionals can negotiate that path quite skillfully. Once you give permission, we will start working with the insurance companies that offer the contracts we feel will best help you achieve more of your goals.

5) Collaboration on Your Goals

We know how important decisions about your retirement finances can be, and that you want to be sure before you act. When the premium
requirements are put together, your J.D. Mellberg financial representative will present our findings to you and explain the differences among the annuity contracts – including pros and cons to each. Again, we will answer your questions and give you whatever time you need to decide which, if any, of the products we’ve presented fit with what you’re looking to achieve.

6) The Decisions

This is all for and about you. We don’t tell you what to do with your money. We guide, and you decide. We will help you weigh your options so you can make a more informed decision.If you decide to follow one of the paths we have identified, we help implement it for you. This part can take several weeks. We’ll stay in touch with you throughout the process, and you can call us any time in the interim if new questions arise.

7) Ongoing Support

As soon as all the financial product pieces are in place, we will arrange time with you to finalize the strategy—signing contracts and funding. Then we want you to be able to relax and reap the benefits.We wish to remain your financial professionals specializing in your retirement income strategy for the rest of your life. That’s why we focus on building the relationship early on. So, if your life circumstances are altered — or some other unforeseen situation arises — we will be there and ready to help you negotiate the changes you need to make.